Online Payday Loans - Direct Payday Cash Advance Lender

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• What is a Payday Loan or Cash Advance ?

  A payday advance provides you with an unsecured, short-term cash advance until your payday. Customers choose payday advances to cover small, unexpected expenses while avoiding costly bounced-check fees and late payment penalties. With FAQ - Direct Payday Cash Advance you can apply for a payday loan online and have your advance electronically deposited to your checking or savings account.

  payday loan, cash advance

• What can a Payday Loan be used for ?

  The money can be used for any purpose - to pay bills, buy something, have a great weekend, it's up to you! You won't be asked!

  payday loans usage

• How much can I receive ?

  Your first FAQ - Direct Payday Cash Advance loan is based upon the information you provide in your membership application. You can borrow an amount up to $1500. After successful repayment of your payday loan, we may raise your loan amount on any future FAQ - Direct Payday Cash Advance loans.

  payday loan amount, $1500 cash advance

• How are fees established ?

  Our fees are competitive and in compliance with all applicable state and federal laws. Depending on the lender the fee can range from $25 to $30 per $100 borrowed. So if you borrow $300 the fee will be between $75.00 to $90.00.

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• What about qualifying ?

  Qualifying for a payday advance is easier than qualifying for traditional credit. FAQ - Direct Payday Cash Advance does not perform credit checks. You only need to meet the following requirements:

  Currently have a job (or receive regular income).

  Make at least $1000 per month.

  You must have 18 years of age or older and a U.S. citizen

  Have checking account or savings account with direct deposit.

  payday advance requirements, qualify for cash advance, bank account

• What’s the procedure to apply for payday loans online ?

  The procedure is extremely simple, all you need to do is just fill up the application form at our website and submit it online. The approval takes place immediately after you submit the application on any of the business days.

  online form, online application, instant approval

• What do I have to fill in application form ?

  You have to provide your name and address, employment information, bank account details.

  bank account, name, address, employment

• Is my application and financial information secure ?

  We respect our customer’s privacy needs in managing their personal finances. Our site uses a variety of security measures to maintain the safety of your personal information. All sensitive information transmitted between your browser and our website uses 128 bit Secure Socket Layer (SSL) encryption technology.

  privacy, sensitive information, Secure Socket Layer

• Is there an application fee ?

  Direct Payday Cash Advance never charges applicants a fee to qualify for a payday loan.

  application fee, qualify for payday loan

• Does the online form obligate me to taking out a loan ?

  No. When you fill out our online application, you are only stating that you wish to have our agents approve you and contact you to discuss your options. You may still ask us any questions, and withdraw your request at this time. If you are ready to proceed, you may confirm your information and officially agree to terms with one of our representatives.

  no obligation, confirmation of information

• What if I have bad credit ?

  Bad credit will not prevent you from receiving a payday loan at Direct Payday Cash Advance. Our friendly managers will work with you, even if you have already been turned down by other lenders.

  bad credit ok

• I'm a tenant - is this a problem ?

  No problem at all - it makes no difference to the lenders whether you are a tenant or a homeowner.

  tenant, homeowner

• Do I need to fax my details ?

  You don't need to have a fax machine to be able to apply for a loan. Lending company gets all necessary information instantly.

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• Can I have more than one payday loan at the same time ?

  No. All other payday loans have to be repaid before another can be granted.

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• Do you contact current or former employers ?

  No, the lenders operate a strict confidentiality policy. None of your personal information will be passed onto any third party without your prior agreement or unless required by law.

  confidentiality policy

• Do I need direct deposit ?

  At this time we can only process your loan if your paycheck is direct deposited; it is the most secure way to offer loans as quickly as we do.

  direct deposit

• When I will receive my payday loan?

  Your application will be processed within 30 minutes, once it has been received. When approved, you will receive your loan on the next business day. Once you receive the loan, we will help you to schedule you repayment dates so that you won’t have to worry about bounced checks or missed deadlines.

  instant approval

• How do I know that my loan has been approved ?

  You will receive an email notification once your loan has been approved. Direct Payday Cash Advance reserves the right to make adjustments to your loan approval until the time you receive the funds in your bank account based on new information regarding your loan application..

  approved cash advance, loan application

• When will my loan be due ?

  Your due date will normally be due on your next payday that is between 8 and 25 days away. Each state has different rules and regulations.

  repay

• What if I want to pay early ?

  Contact us if you want to pay your loan off early. If you pay off early, you may be entitled to a refund of part of your loan fee.

  earlier payment, next payday

• What if I can’t repay my loan on the due data ?

  If you can’t repay the full amount of your loan on the due date, you may be able to request a loan extension.

  We have different payment options available for our customers:

  1. Paying the loan in full on the maturity date listed on your loan agreement.

  2. Paying the finance fee and a portion of the principle on or before the maturity date.

  3. Paying only the finance fee on the maturity date.

  loan extension

Sometimes in life, the unexpected happens. When it does, we're always there when you need us. A direct payday cash advance requires no credit check, so you can get your cash as soon as the next business day, hassle-free. Our payday loans applications are fax free - this means no faxing or waiting in line at a payday loan store. We state all of our fees up front, so you always know exactly what to expect. And through our partners, we give you even more opportunities to discover your best financial solution, no matter the situation.

• Fast & Easy Approval
• No Credit Check
• No Documents to Fax
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• Instant Approval!